Cheap car insurance first time driver
In case you are new to driving it would be better, unless you have plenty of cash, to begin with a car from the lower insurance group. If you can build up and maintain a no-claims profile with no penalty points, you have to be able to move up the vehicle insurance groups without significantly upping your premium.
The idea is the fact that cheap car insurance for young drivers should be competitive because you are removing the middleman, therefore the insurer can pass the savings on you. However you must do the leg-work though, that may take a few hours, however it will be time wisely spent. You should call a minimum of three insurance companies before selecting a policy. And remember that one could often save between 10% and 20% by going online. Most insurance companies offer cheap car insurance for first time drivers online. If you decide to get a telephone quote you will need to check you are not missing a deal which you can only get online, even from the same insurance company.
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There is no shortage of websites that will let you compare motor insurance policies and prices between different automobile insurance companies. But for top level possible deal, you'll need to spend a few minutes making certain that you are answering each of the questions correctly prior to deciding to jump online.
Don't believe, however, that you can get away with only taking a look at comparisons on one website. Each website only compares a little handful of insurance companies. Should you really and wish to make sure that you are getting the top deal possible in your car insurance, then you should bite the bullet and consider the extra time to make a similar comparisons on a minimum of 3 different websites.
An additional way to secure cheap car insurance for first time drivers is to repay front for the policy. Paying by monthly instalments may seem to be the cheaper option however, many insurers will charge interest around the payments (up to 25% APR) and also this could effectively clear any perceived savings you have made on the policy.
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Also consider adding breakdown cover to the policy if available from the insurer simply because this could save you a lot of money in the long run and is usually quite economical considering the peace of mind it delivers. You can save $50-$100 by getting your breakdown cover by doing this.
So, before purchasing cheap car insurance for young drivers it would be wise to view the automobile insurance groups that a particular car falls into. These automobile insurance groups classify cars in a certain level of insurance each car is assigned friends starting from one and ending at twenty. Purchasing a car relative to the most cost effective group would be a more sensible strategy for saving money on insurance.
eap car insurance first time driver